TODAY'S SELLER WON'T LET YOU SEE THEIR HOME OR LET YOU
MAKE AN OFFER WITHOUT A PRE-APPROVAL LETTER FROM A LENDER!
Why Do You Need To Get Pre-Approved?
It's amazing how many buyers want to try an buy a home without talking to a lender 1st. If you owned a home and you were trying to sell it would you want someone inside your property without even knowing if they could qualify to buy it? As a buyer you'll want to know all the programs available for you to include no money down, military/VA benefits, needed cash in the bank, getting seller to make repairs, etc...
Here are a few benefits of getting pre-approved:
1. Competitive Market - Many homes for sale have multiple buyers trying to get the same property which means they are competing against each other for it. If you can't prove your financial qualifications then you can't win the sale.
2. Negotiation Power - Once you are pre-approved with your lender and you find a home you want, then you have more power to negotiate the price and any needed repairs. Sellers won't take a buyer serious unless they can prove they're qualified 1st.
3. Inaccurate Credit Reports - Did you know that over 71% of all credit reports have inaccuracies? This means an inaccurate credit score could cost you thousands in interest rates and increase your mortgage payments! Many things found wrong on a credit report can easily be corrected.
4. '0' Down Programs - There are many zero down programs available for 1st time buyers, previous owners, current owners, VA/military... Did you know a seller can't help you with your down payment? Save thousands upfront by seeing what programs are available for you even with credit concerns, past bankruptcy or foreclosure!
5. It's FREE! It doesn't cost anything to find out if you qualify to buy a home. A simple online application is all it takes and you'll know how much you qualify for and what your mortgage payment would be.
Finding out if you qualify for a home loan is easy, painless & it's free! Contact us at 253-642-6447 / WA Home Sales